Pesa Count Terms and Conditions

Effective Date: May 5, 2026

App/Service: PesaCount

Owner/Developer: PESACOUNT TECHNOLOGIES LIMITED

Contact: joshuawekola@gmail.com | 0111853112

These Terms & Conditions ("Terms") govern your access to and use of PesaCount ("PesaCount", "the App", "we", "us", or "our"). By installing, opening, or using PesaCount, you agree to these Terms. If you do not agree, do not use the App.

1. What Pesa Count Does

Pesa Count is an offline-first money-management and payment-record tool that helps users read payment SMS messages, extract transaction details, and generate local income, expense, and report summaries.

PesaCount is designed to work locally on your device. The App is not a bank, mobile-money provider, accounting firm, tax advisor, lender, or financial advisor.

PesaCount is independently owned and operated by PESACOUNT TECHNOLOGIES LIMITED. PesaCount is not owned by, operated by, endorsed by, sponsored by, or affiliated with any bank, mobile-money provider, app-store provider, or third-party payment provider.

Depending on the version installed, PesaCount may include SMS scanning, local transaction summaries, Received and Sent totals, Daily, Weekly and Monthly views, Top 20 summaries, Daily All Transactions, Daily From Hour to To Hour filtering, Daily name search, full saved SMS/message popup view, access status display, and App Lock where supported.

PesaCount does not provide any in-app payment button, in-app purchase screen, external payment link, external payment instruction, phone-number payment form, price text, or off-store payment button inside the Android app.

2. Acceptance of Terms

By using PesaCount, you confirm that:

  • You have read and accepted these Terms.
  • You will use the App only for lawful personal or business recordkeeping.
  • You are responsible for checking that records generated by the App are accurate before relying on them.
  • You will not misuse the App to commit fraud, hide unlawful transactions, impersonate another person, or violate applicable law.

3. Eligibility

You must be legally capable of entering into these Terms under the laws applicable to you. If you use PesaCount for a business, you confirm that you have authority to use the App for that business and to grant SMS access on the device where the App is installed.

4. SMS Access and App Functionality

Pesa Count’s core functionality is SMS-based money management. READ_SMS is used to scan existing payment SMS messages already stored on your device. RECEIVE_SMS is used to receive new incoming payment SMS messages in real time. This allows Pesa Count to save parsed transaction SMS records locally, so records remain available even if the original SMS is later deleted from the phone’s Messages app.

Pesa Count only uses SMS access for payment-related transaction processing. The App may extract transaction details such as amount, date, time, transaction reference, sender, recipient, transaction type, till number, paybill number, account/reference text, fees, balance where present, and applicable transaction cost. Non-payment SMS messages are ignored and are not stored as transaction SMS records.

Pesa Count may improve parsing for supported payment, till, and merchant payment message formats where those formats appear in the SMS message. This is parsing support only. It does not create a separate till number mode, business-wallet mode, or agent-style payment mode unless that feature is present inside the installed App version.

Pesa Count may include Daily All Transactions, Daily From Hour to To Hour filtering, and Daily name search. These tools use locally stored transaction SMS records on the device. They do not require server transaction search and do not rescan SMS when used.

Pesa Count may show a full-message popup for a saved transaction. Where available, the popup displays the saved original payment SMS/message content linked to that parsed transaction and stored locally on the device. The App does not call server services to display the full-message popup.

Pesa Count does not access call logs, does not send SMS messages, does not upload full SMS messages to our servers, and does not sell or share SMS data with third parties.

5. Access Status, Trial, Device Identity, and API Use

Pesa Count may use secure API services for authentication, device identity, trial status, access status, session sync, support, reporting, and app version checking. These services may use secure authentication services, anonymous sign-in, email/password sign-in where available, authentication user identifiers or secure authentication tokens, install ID, hashed device fingerprint, device model, app version, installed version code, access status, transaction reference where required for lawful records, and account email where the user uses an account feature.

The Android app may show a Device Plate, Access Status, and Refresh Access. These status features are for access checking only. They are not payment instructions.

Pesa Count access is handled through secure verification records and locally stored access status. Pesa Count does not use SMS-based unlock in the current app version.

For app update checks, Pesa Count may send the installed app version or installedVersionCode to secure API services so the App can know whether a newer official app-store version is available. If the device cannot reach the secure service, the App should continue working according to the user’s current access state.

The Update App button, where shown, is intended to open the official app-store listing. Pesa Count does not provide APK downloads through the App for this update flow.

6. Local Data and App Lock

Parsed transaction records are stored locally on your device. Local settings may include legal acceptance, SMS sync state, access status, App Lock status, active lock method, PIN/password hashes and salts, biometric setup confirmation, and saved account email where used.

In app versions with App Lock method selection, only one active unlock method can be selected at a time: fingerprint, PIN, or password. Fingerprint may also be used locally for setup/reset where supported. Fingerprint is not added as a second normal unlock requirement when PIN or password is selected as the active method.

PIN/password credentials are stored only as hashes and salts on the device. Do not share your PIN or password. Pesa Count does not store plaintext PINs or plaintext passwords.

Biometric unlock uses the device-level biometric system. Pesa Count does not collect or store fingerprint images, face data, or biometric templates.

App Lock data stays local. Pesa Count does not send PIN, password, fingerprint data, biometric templates, active lock credentials, or App Lock state to server services for cloud recovery. Pesa Count does not provide email recovery, cloud recovery, or server recovery for App Lock in this phase.

You are responsible for securing your device because locally stored app data remains on your phone unless you clear app data, uninstall the App, or use a user-controlled export or backup feature where such a feature exists.

7. Device Backup and Data Deletion

Pesa Count is local-first. You can delete local app data by clearing the App’s data in device settings or by uninstalling the App.

Because Pesa Count stores transaction records locally, local transaction records may be lost if app data is cleared or the App is uninstalled without any user-controlled export or backup where such a feature exists.

Pesa Count does not provide a separate cloud backup or cloud recovery system for local SMS transaction records unless that feature is present inside the installed App version.

8. Accuracy of Records

PesaCount depends on SMS message format and availability. We do not guarantee that every transaction will be captured, parsed, categorized, or displayed correctly.

Payment SMS formats may change. Some SMS messages may be missing, deleted, incomplete, delayed, duplicated, unsupported, or formatted in a way the App cannot parse correctly.

You are responsible for verifying all records before using them for accounting, tax, legal, business, or financial decisions.

9. No Financial, Accounting, Tax, or Legal Advice

PesaCount provides recordkeeping and reporting tools only. We do not provide professional financial, accounting, tax, or legal advice. Consult a qualified professional for official business decisions.

10. Limitation of Liability

To the fullest extent permitted by law, PesaCount and its owner are not liable for incorrect parsing, missing records, duplicated records, lost local data, lost profits, business losses, tax errors, legal errors, or any indirect damages resulting from your use of the App.

PesaCount is independently owned and operated by PESACOUNT TECHNOLOGIES LIMITED. PesaCount is not owned by, operated by, endorsed by, sponsored by, or affiliated with any bank, mobile-money provider, app-store provider, or third-party payment provider.

11. Governing Law

These Terms are governed by the laws of Kenya.

Basic Access

PesaCount may provide a free basic version of the App. Basic users can use supported free features without paying for premium access. Some advanced, premium, or future features may still require payment, subscription, unlock, or account access where clearly shown inside the App.

Privacy-Safe App Improvement Data

To improve reliability, reporting, business insights, app performance, and future PesaCount services, the App may collect limited privacy-safe activity information from the device profile. This information is designed to help understand transaction activity patterns without uploading full SMS messages, raw sender or receiver names, raw phone numbers, full transaction messages, App Lock credentials, PINs, passwords, biometric data, contacts, call logs, photos, microphone data, camera data, or location.

PesaCount remains offline-first. Local transaction records remain stored on the device, and background upload may happen only when the device is online. If the device offline, supported data may wait locally and upload later.